Professional Liability Offering

On Call for Care has procured Professional Liability coverage (also known as Medical Malpractice Insurance) that extends to providers who use On Call for Care’s platform to schedule shifts. Highlights of the coverage include the following:

• Coverage limits of $1,000,000 for each claim other than those for Physical Abuse and Sexual Misconduct.
• Aggregate (total) policy limit of $3,000,000 for all claims.

The Professional Liability coverage is provided by United Specialty Insurance Company, which carries a Financial Strength rating of A+ (Excellent) from AM Best, the most trusted financial/credit rating agency specializing in assessing the creditworthiness of insurance companies worldwide. The Professional Liability coverage will pay, up to the applicable limit of liability, any damages the insured is legally obligated to pay because of any covered claim for a Professional Services wrongful act that occurs during a shift scheduled on the On Call for Careplatform.

A Professional services wrongful act is defined as:

Any actual or alleged act, error, or omission in:

1. rendering or failing to perform Professional Services;
2. rendering Good Samaritan Services; and
3. rendering or failing to perform Quality Assurance Services.

Any potential claim should be reported to On Call for Care’s attention as soon as the provider is aware of the circumstance.